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 Small Biz Plan #2:​

     Corporations, LLCs, Partnerships, Sole Proprietors, etc.
     Key Features:  

  • Unlimited Business Consultation
  • Business Coaching
  • Customizable Letters & Forms
  • Online Learning Center
  • Business Updates
  • Business Plan Builder
  • Website Builder Pro
  • Contact Manager
  • Sales Doc Builder
  • Issue Tracker
  • Corporate Minutes
  • Business Risk Assessment
  • Digital Marketing Dashboard
  • Business Risk Assessment
  • Transaction Tracker
  • Debt Collection
  • Contract Review
  • Executed Contract Review
  • Document Review
  • Legal Correspondence
  • Savings On Additional Legal Services
  • Company Employee Benefits Plan
  • Free Financial Educational Seminars
  • Individual Employee/Family Financial Needs Analysis
  • Retirement/Investment Planning
  • Tax Reduction Plans
  • Long Term Care Coverage Options
  • Unlimited Legal Advice On:
  • Hiring/Firing
  • Small Claims
  • Equipment Leases
  • Incorporation
  • Bankruptcy
  • Joint Ventures
  • Landlord/Tenant Disputes
  • Bad Check Recovery
  • Customer Complaints
  • Vendor Issues
  • Intellectual Property
  • Identity Theft
  • Creditor Harassment
  • Verbal Contracts
  • Government Compliance
  • City Zoning
  • Workers Compensation

   Optional:    Additional Income Programs


$285 monthly (# employees 1-49
                                  
Save $570! Only $2850 year 

$385 monthly (50-99) 

Save $770! Only $3850 year 
                        

 Small Biz Plan #1:

   Coverage:   Corporations, LLCs, Partnerships, Sole Proprietors, etc.
   Key Features:  

  • Debt Collection
  • Contract Review
  • Executed Contract Review
  • Document Review
  • Legal Correspondence
  • Savings On Additional Legal Services
  • Company Employee Benefits Plan
  • Free Financial Educational Seminars
  • Individual Employee/Family Financial Needs Analysis
  • Retirement/Investment Planning
  • Tax Reduction Plans
  • Long Term Care Coverage Options
  • Unlimited Legal Advice On:
  • Hiring/Firing
  • Small Claims
  • Equipment Leases
  • Incorporation
  • Bankruptcy
  • Joint Ventures
  • Landlord/Tenant Disputes
  • Bad Check Recovery
  • Customer Complaints
  • Vendor Issues
  • Intellectual Property
  • Identity Theft
  • Creditor Harassment
  • Verbal Contracts
  • Government Compliance
  • City Zoning
  • Workers Compensation

    Optional:    Additional Income Programs


$185 monthly (# employees 1-49
                                  
Save $420! Only $1850 year 
$285 monthly (50-99) 
Save $570! Only $2850 year                         

                           

Personal Plan Terms & Conditions: Comprehensive Legal Plan Covers: 1. The member 2. The member's spouse 3. Never-married dependent children of the member or member's spouse who are under 21 and living at home 4. Children under age 18 for whom the member or member's spouse is the legal guardian 5. Full-time never-married students under 23 years old if the student is a dependent of the member or member's spouse 6. Any dependent child, regardless of age, who is incapable of sustaining employment because of mental or physical disability and who is chiefly dependent on the member or member's spouse for support Advice Unlimited topics, personal or business even on pre-existing conditions 24/7 Emergency Assistance After-hours legal consultation for covered legal emergencies such as: if you're arrested or detained, if you're seriously injured, if you're served with a warrant, or if the state tries to take your child(ren). Letters and Phone Calls on Your Behalf • Available at the discretion of your Provider Lawyer • Up to three personal and two business per year (up to two for the same subject matter) Legal Document Review (up to 10 pages each) Contracts/documents up to 10 pages each Standard Will Preparation • Standard Will with yearly reviews/updates • Available to covered family members at no additional charge • Other documents available: Living Will, Health Care Proxy Warranty Assistance Assistance Contacting Government Agencies Debt Collection Assistance Preferred contingency fees for collection litigation. Provider Law Firm fees will not exceed 25%. Services are provided if your Provider Law Firm agrees you have a valid and recoverable debt. Personal Financial Alternatives Review Prior to the filing of a court action: • Debt related personal/joint bankruptcy- review of all assets and liabilities. • Negotiation with creditors for the payment of your debts or to attempt lump sum settlements (out of court) Tenant Legal Advice Have your Lease Reviewed Small Claims Court Legal Advice Consumer Protection Benefits Assistance enforcing written or implied warranties or promises related to the lease/purchase of goods or services. Social Security, Medicare & Veteran's Benefits Legal Advice Estate Settlement Advice Motor Vehicle Services • Available 15 days after enrollment • Available only if member has a valid driver's license and is driving a properly licensed personal motor vehicle • Moving traffic violations ($25 for each occurrence) • Accidents: Help with defense for charges of manslaughter, involuntary manslaughter, negligent homicide, or vehicular homicide ($49 per hour) • Damage recovery, driver's license issues and personal legal injury assistance (up to 2.5 hours of attorney time, up to $2,000 per claim at a rate of $50 per case) IRS Audit Legal Services (Representation under this benefit is $49 per hour) • One hour of consultation, advice or assistance when you are notified of an audit by the IRS • An additional 2.5 hours if a settlement is not achieved within 30 days • If your case goes to court, you'll receive 46.5 hours of your Provider Law Firm's services • Coverage for this service begins with the tax return due April 15 of the year you enroll Trial Defense Assistance if you or your spouse is named defendant or respondent in a covered civil or job-related criminal action filed in court. ($49 per hour) Personal Injury Contingency Fee Services • Available if Provider Lawyer agrees your case is worthy of pursuing • Your Provider Lawyer will be paid a percentage of what you collect (not exceeding 25% in a personal injury case) 25% off additional legal services: During the term of your membership, you may use your Provider Law Firm for legal situations that are outside plan coverage. These additional services are offered at a negotiated rate that is at least 25% less than the Provider Attorney's standard Rate. Your Provider Law Firm will let you know when this discount applies and go over these fees with you. After initial consultation, the following are covered under your 25% discount: • Lawsuits filed due to conditions that were foreseeable prior to enrollment. • Charges of DUI/DWI, drug-related matters, hit-and-run, leaving the scene of an accident, unmeritorious cases, issues resulting from operating a commercial vehicle with more than two axles. • Bankruptcy, divorce, separation, annulment, child custody, other divorce-related matters. • If you are named in a civil lawsuit or have criminal charges filed against you because you are listed as an owner, manager or associate of a business and had no direct involvement with the act or matter that gave rise to the lawsuit or criminal charge. • Garnishment, attachment, other appeals. • Charges of tax fraud or income tax evasions, Trust returns, business (including Schedule C) and/or corporate tax returns, payroll and information returns, partnerships, corporation returns or portions thereof that are included in the Member's tax returns, or services rendered by an enrolled agent. This is a general overview of your legal plan coverage for illustration purposes only. See a plan contract for complete terms, coverage, amounts, conditions and exclusions. Please note, class actions, interventions or amicus curiae filings in which you are a part or potential part are not covered by the membership. Additional Information: Provider law firms may be prevented by ethical rules from presenting a claim, defense, or legal position that the law firm believes to be frivolous or without merit. It is up to the Provider Lawyer's professional judgment as to whether or not your claim, defense or legal position may prevail in court or is frivolous or without merit. Emergency services are subject to conditions imposed by the detaining/questioning authority. Identity Theft Plan Covers: The Member The Member's spouse Up to 8 dependents under the age of 18 Personal Credit Score with Analysis • In addition to your credit report, we also provide a detailed analysis of your Personal Credit Score with your first credit report. Continuous Monitoring with Activity Alerts • Activate continuous credit monitoring via our secure website. • Your Experian credit file will be monitored continuously. • Email alerts will notify you of any activity on your credit file. This email will direct you to our secure site where you can log in to view the alert data. Triple-Bureau Credit Monitoring and Activity Alert • Three bureau credit monitoring Experian, TransUnion and Equifax. Assistance with obtaining additional reports can be requested every 120 days. • Online access by the Member. • Members are alerted of credit activity such as a new inquiry, new trade line, new derogatory, new public record or change of address. • Members will be alerted via email in most cases within 48 hours of receipt Comprehensive Restoration by Kroll If you become a victim of identity theft while a Plan member, Kroll will do everything in its power to restore your identity, for as long as it takes, until all resolvable issues have been addressed, some even long after the first signs of fraudulent activity have surfaced. When you provide Kroll a limited power of attorney, a dedicated Licensed Investigator at Kroll will perform comprehensive ID restoration services on your behalf using access to a variety of private resources obtainable through the specialized credentials held by Kroll. Regardless of the length of time to complete, your Investigator will work to remediate the fraudulent identity-theft issues and restore your identity to pre-theft status. *See limitations and exclusions below. • Opening of a fraud case, including a tri-merged credit report. • Investigation of emergent and potentially complicated trails of fraudulent activity. • Making phone calls on behalf of the member. • Issuing fraud alerts. • Interacting with affected financial institutions and credit card companies, and preparing appropriate documentation. • Restoration-level investigator further examines both credit and non-credit components, and may extend to the search of criminal data at federal and state levels, banking and postal records, certain 'watch-lists' known primarily to the security industry. • Fraud investigator remains constant; once a restoration case is opened, the two people will work together until the restoration is complete or until the verification of the issue is resolved. • Once a case is closed a follow-up tri-merged credit report is pulled 120 days following closure of all cases in order to ensure that the individual's identity has truly been restored to pre-theft status. Unlimited consultation on identity theft matters Access to unlimited consultation with a dedicated licensed investigator at Kroll. On such things as: • Best practices for the use of a consumer's Social Security Number and Personal Identifying Information (PII), financial transactions, consumer privacy, shopping and communicating online. • Provide knowledge to best protect consumers from ID Theft using their rights under federal and state law • Fraud alert assistance • Credit freeze consultation • How to effectively shield their recently deceased friend or family member from identity theft • What to do when a Member receives a security breach notification letter indicating that their information has been compromised • Help with interpreting and analyzing Member's credit report • Fraud alert assistance • Credit freeze consultation • Providing consumers with best practices and consultation regarding email/phishing and pharming • Consultation on common scams and schemes • Consultation and education on criminal and medical identity theft Safeguard for Minors℠ Available for up to 8 dependent children under the age of 18 Safeguard for Minors℠ includes: Safeguard Material • Valuable information on credit education for minors, advice on the best practices for the use of a child's Social Security Number and personal identifying information, and more. Monitoring and Alerts • Monitor for the existence of a credit file in your child's name. • Receive alerts if any credit files are found. Consultation • Consult the experts on any identity theft questions or concerns regarding child identity theft. Identity Restoration Services • The experts will take immediate action to correct any damages caused by identity theft. This includes but is not limited to: placing alerts, disputing fraudulent accounts, providing available credit reports, and assisting with obtaining a police report. Web Watcher Daily monitoring for use of Social Security Number, Credit/Debit Card Numbers, e-mails, Phone numbers, bank account and routing number, and medical identification number in hacker chat rooms, internet news groups and other internet sites where criminals trade stolen identities. Public Persona Monthly monitoring of names and addresses associated with a Social Security Number or address history and any changes to that information. Sex Offender Search** Search of sex offender databases to detect location of sex offenders and whether a member's address has been used by a registered sex offender. Social Security Number Skip-Trace** A search of the Member's Social Security Number through a data base of over 34 billion current public records to detect potential fraud or identity theft. Public Records may include: • Address Information • Other Names or Aliases • Criminal Records History • Civil Record History • DMV Record • Death Master Index Lost Wallet Assistance** Assisting Members who have their wallet, purse or sensitive documents lost or stolen • Member walkthrough to determine all cards, documents or ID's that may have been lost or stolen. • Instructions for filing a police report with a comprehensive list of data that was lost/stolen in the event of future fraud or identity theft. • Information on how to cancel and replace lost or stolen documents. • Assistance in disputing fraudulent charges resulting from a lost or stolen credit or debit card. • Preventative measures to reduce the likelihood of becoming a victim of identity theft as a result of the compromised data. • Placing a temporary fraud alert with each of the national credit repositories. *Limitations and exclusions for Comprehensive Restoration by Kroll. 1. *Kroll provides a wide range of identity theft restoration services for all Plan members. In order to perform comprehensive ID restoration services for an identity theft victim, however, the victim must provide to Kroll a signed and notarized copy of Kroll's Limited Power of Attorney, a copy of the police report citing the instance of identity theft, copies of government-issued photo identification (such as a driver's license), and other identification information, including Social Security card and utility bill(s) (for proof of address), a completed Federal Trade Commission Identity Theft Affidavit citing the instance of identity theft, and any other additional items that may be relevant to the type of fraud committed. 2. Coverage is not provided for the following events: a. Legal Remedy - Any Stolen Identity Event where the victim is unable or unwilling to prosecute the person who caused the victim to suffer the fraud or its consequences. b. Dishonest Acts - Any dishonest, criminal, malicious or fraudulent acts, if the Member(s) who suffered the fraud personally participated in, directed or had knowledge of such acts. c. Financial Loss - Membership Services do not cover any financial losses attributed to the Stolen Identity Event, including but not limited to, money stolen from a wallet or other monetary losses, unauthorized purchases of retail goods or services online, by phone, by mail or direct. d. Pre-existing Stolen Identity Event Limitations - If the victim either had knowledge of, or reasonably should have had knowledge of, the pre-existing stolen identity event based on information provided to the victim prior to enrollment in the program, such an event and the consequences related to it are not covered. e. Business - A covered stolen identity event does not include business losses, including but not limited to the theft or unauthorized or illegal use of the victim's business name, DBA or any other method of identifying the victim's business activity. f. Dormancy or inactivity - If the victim cannot or does not provide the items designated in paragraph 1 above, or, having initiated restoration, if the victim fails to respond to or cooperate in activity facilitated by Kroll for the purpose of ID restoration. g. Incurable - Because of the nature of the activity associated with identity theft, some issues cannot be resolved. For example, if a fraudulent act results in the victim's name being improperly placed on a government agency's restricted list (e.g., a 'no fly' list) neither Kroll nor legal service can promise removal of the victim's name. h. Legal services are not separately provided under ID theft restoration services. Plan members should consult their individual plans to determine availability of legal services. b) Identity theft services provided by Kroll. The world's leading risk consulting company with almost 40 years of experience in security and risk mitigation. **Services will be performed upon member request.

Plan Packages:

    Either You Plan ... Or You Plan To Fail. Your Choice.

 Personal/Family Plan:

    Coverage:   Member, Spouse, Dependent Children
    Key Features:  

  • Financial Needs Analysis
  • Retirement Planning
  • ​Tax Reduction
  • Higher Returns on Savings/Investments
  • Unlimited Legal Advice
  • Will Preparation
  • Identity Theft Protection

   Optional:     Additional Income Plans


Only $85 monthly 
                                     
Save $170!   Only $850 year